CitiFinancial is a member of Citigroup, the world's largest financial services provider. They provide loan services online and with more than 2,200 offices in neighborhoods across the U.S. and Canada. CitiFinancial helps you consolidate debt and lower payments. Get extra cash for unexpected expenses, tackle home improvement projects. It offers 14-day guarantee, no prepayment penalities and fixed interested rates.
Question : Loan From CitiFinancial For my Wedding Costs?
I applied for a loan from citifinancial to pay for my wedding. Was this a good or bad idea?
- asked by Amanda
All Answers: Answer #1BAD! Better to have a small wedding and take out a loan for a house! Prioritize!
- answered by Alice K
Answer #2
Wedding is a moment of commitment, trust and beingtogether. And it is one of the special moments forwhich everyone waits. It is true that weddingbeing a memorable and special moment of lifecannot be measured in terms of money. Still, intoday’s scenario nothing can be done withoutsufficient finances; as finances are regarded as apillar to support the dreams of a person. Thus,they prop up the person to transform all theirdesires into an effective action. No one wantstheir wedding moments to become awful just due tothe shortage of funds. By keeping in mind theseemotional moments of life consumer finance has nowcome up with wedding loans.Wedding loans are thespecialized loan service which caters to theperson, in need of money for marriage or wedding.The borrower can be the person; getting married orthe parents of the couple. Wedding loan enablesthe person to pay the expenses of wedding in theform of monthly payments. Wedding loan carries arate of interest, which basically depends oncertain factors. These factors may include theloan amount, credit history and the prevailingmarket. Other than these factors, the interestrate is also affected by the fact whether theperson is availing the loan by placing collateralor not. Because by placing collateral, the personis able to get the loan at lower rate as comparedto the loan availed without security. Before goingfor a wedding loan there are certain tasks whichare to be performed in order to make your weddinga successful event.The first step is planning forall the expenses. And adequate consideration mustbe provided to plan the budget of wedding. Whileplanning the budget, various concerned familymembers should sit together and should discuss thevarious expenses. A proper list or the prioritylist must be prepared in order to avoid wastefulexpenditure. After making the budget, the searchfor wedding loan begins. The generalcharacteristics of best wedding loan are that theymust be flexible and cheap. Today due to theadvancements in information technology, the personcan also procure the funds through online method.There are number of lenders providing loan throughonline method and such competition also lets theperson to get a competitive rate of interest.After testing the lenders on various aspects, makethe choice as per your needs and requirements.Even after evaluating the lenders of your own, youstill have the doubt. Then it’s better toconsult to the credit or financial advisor becauseit’s better not to take risk with mattersregarding yourwedding.
http://loan--house.blogspot.com/
- answered by Renu G
Answer #3
If you couldn't pay for your wedding in cash youshouldn't have had one. What a stupid and selfishway to start a marriage.
- answered by Heather
Answer #4
Congrat's on your upcoming wedding.CitiFinancialis a subprime lender, their interest rates tend tobe quite a bit higher than banks or creditunions.I would suggest that you speak with someoneat your own bank or credit union (if you don'tbelong to a credit union, join one) before yousign on the dotted line with CitiFi.
- answered by echo
Answer #5
I would like to recommend you some usefulinfomationhere.
http://loan.online-supporthome.info/consolidation-d-ford-loan-student-william.html
- answered by GARY M
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