Bestseller Shops - Shopping for the Bestsellers Shopping For The Best Sellers
Home
  Our Bestseller Shops
  Apparel & Shoes
  Web Hosting & Service
  Computer & Wireless
  Finance & Loans
  Gifts & Flowers
  Gourmet Food
  Home & Garden
  Insurance
  Jewelry
  Sports Gear
  Travel
  Wellness & Beauty
Finance & Loans » Lending Tree »

Lending Tree


Online mortgage loan marketplace connecting you to a network of home loan lenders who compete for your business - home equity loans, home equity line of credit, refinance mortgage, auto loan.

What people talked about Lending Tree:
Question: #1: lending tree?
Please only answer this if you have used LendingTree to get a mortgage and have some advice orfeedback on Lending Tree....THANKS - asked by Cali-Chic

i used to work for them.there are 2ways itworks...if you have a great credit score(680+)...then lendingtree will find you thelender. you will speak to a rep there, and theywill put you with one of their approved lenders.HomeLoanCenter is their affiliated lenderr wholend the money...then it will be sold to thelender you picked.If you have lower credit, thenthey will sell your information to 4-5 lenders whowill call you. You will choose which one you wantto work with. - answered by: Carolinahomerates.com
View All Answers (5)

Question: #2: Has anyone ever been helped by First ChoiceLending or by Lending Tree to consolidate debts?
Some guy called my mom from First Choice Lendingabout helping her with debts. How did they get hernumber? Is it a scam? I heard of Lending Tree, canthey help me even if i have a score of 500 and oweabout $10,000 that I am in debt right now. - asked by cocoa

I don't know much about First Choice Lending, butthey're probably trying to drum up business forequity lines, so they're calling homeowners atrandom. If your mom needs a loan, she should golooking for the best one she can find--not justthe one who called her. Lending Tree connectsborrowers with lenders--they don't do the loansthemselves. If you have bad credit, you're notlikely to find a loan that won't charge extra-highinterest. If you're falling behind on yourpayments, I suggest calling Consumer CreditCounseling Service. They're reputable, non-profit,and nationwide. CCCS can help you get yourfinances under control without ripping you off.Links below. - answered by: ---
View All Answers (3)

Question: #3: what are some other web sites similar to Lendingtree?
i am trying to buy a new car but lending tree saidthat they will not offer trade-ins under a 2001model and mine is a 1999. Thank u for for yourhelp! - asked by fewellhbp28

try bankrate.com - answered by: Austin
View All Answers (1)

Question: #4: Is Lending Tree a good place to find an auto loan?I have really bad credit but have a cosigner.?
I am debating on whether to just go to a bank,maybe locally, or go through Lending Tree orpossibly Capital One Auto Finance. I have reallybad credit but have a cosigner with good credit. - asked by chitownj12

If you have a solid co-signer, go to the placewith the LEAST amount of fees and interest.Lending tree has a bunch of lenders that competefor your business. If you have a good co-signeryou don't need to look for a bad credit car loan.You could even try the bank you or your co signeruse. - answered by: Cragar
View All Answers (4)

Question: #5: How long does it take to get offers from LendingTree?
So after submitting my info to Lendingtree, howlong does it usually take to receive any offers? - asked by somebody

I recieved offers withen the hour, but franklythey were not that good. I ended up going on myown and using ditech. - answered by: Vernon H
View All Answers (4)


»»»»  Visit Lending Tree  »»»»

Question: #6: is it illegal to start a lending tree?
Just wandering if i have to pay any taxes or giveany info to the irs, if loans are considered asgifts?i use to put a 100 dollars in a pyramid typetree at a job i use to work at after all the moneywas collected about ten people or more they woulddraw numbers and if there was 10 or 12 people thatwould be your rotation, when you get your moneyyou never get the full amont, if you get 10 peopleyou would get 900 dollars, becuase you have to putback in for the other people the person in chargewould be the one who does this, it works outpretty good just need the people to do it. - asked by didnotknow123

No - loans are not considered gifts when it is abusinessYou will need a large wad of cash, an youwill have a few reams of regulatory paperwork tofile and get approved through your local, county,and state agencies. - answered by: Chef Frisbee
View All Answers (2)

Question: #7: Does Lending Tree really have the best mortgagesavailable?
I need to refinance my house and I'm confusedabout which bank to go with. - asked by Andre K

If you're interested you could look into hardmoney lending. There is a great website outthere,
http://www.pitbullmortgageschool.com . Youshould check them out. - answered by: Madeleine M
View All Answers (3)

Question: #8: Dealing with mortgages, has anyone used LendingTree, what do you think of them?
If Lending Tree is not the best choice, any othermortgage suggestions? - asked by GenMinOfG

my opinion is that you should find a mortgagebroker. They have your best interest inmind.according to an ezine article by LouiLatour:If you are considering mortgage refinancingonline with the Lending Tree website, you need toread this discussion first. Filling out LendingTree’s contact form will result in overpaying asmuch as $1,300 for your next mortgage loan. Hereis what you need to know about computerized loanorigination junk fees to avoid overpaying for yournext mortgage loan.To understand how companieslike Lending Tree make their money, click on thelicenses and disclosure link at the bottom oftheir web page. Scroll down a bit and you’llfind a section entitled “GFE Addendum –Disclosure and Fee Acknowledgment." Lending Treeclaims they do not charge you for their services,while this is only partially true, the fine printfound on the licenses and disclosure page tellsthe whole story.The Good Faith Estimate Addendumdiscloses the “Computerized Loan OriginationFee” you will pay when closing on your newmortgage. Your lender will charge you up to $1300for filling out Lending Trees form. This is thefee you pay for using Lending Tree to find amortgage loan. While Lending Tree is not chargingyou this fee directly, had you gone to themortgage lender's website directly you would notbe out of pocket $1300 at closing.Lending Treeisn’t the only big named website that chargesthis hidden fee. How can you avoid paying“Computerized Loan Origination” fees? Do yourown research and go directly to lenders websiteswithout using a third party portal like lendingtree. Closing costs and origination fees areexpensive enough without third party companieslike Lending Tree bilking you out of your hardearned money.fukinluck is right, use localbrokers and get different quotes, and dont dobankrate, they will promise you the best rate andclose the deal with a different rate. In thisbusiness if its to good to be true, it probablyis. Best of luck.Im a Mortgage Consultant, let meknow your scenario I do no cost no obligationconsultations, ,Ill guide you in the rightdirection, according to your situation. If youneed assistance feel free to contact me and I letyou know who might have the best answer for yoursituation. Chris DiazmortgageConsultantchris@pelicanlending.comwww.pelicanlending.com - answered by: 4walls
View All Answers (6)

Question: #9: What is the catch with places like lending tree?
Or other places where they say you can get reallyhigh home loans for what seems to be a very lowmonthly payment. - asked by boomer349

Hmmmm.....what happens if you miss a payment?A house is not your asset. It's your liability.Itbelongs to the mortgagor. - answered by: Smilin' Fred
View All Answers (5)

Question: #10: Lending Tree, can it really be that cheap to get amortgage ?
Would any lender out there give an offer onLending Tree without making any money? or arethere hidden fees.A friend said that they got agood offer, but when my other good friend whoworks as a Loan Officer did the calculations withthe rates etc, they said that the rate given bythe lender via Lending Tree can't be possible.Because that would mean the company is working forfree.Is there a catch?!?!?!Has anyone used thembefore and got stung on hidden fee's?Do tell..... - asked by swma76

DO NOT USE LENDING TREE OR ANY OTHER ONLINE OR TVMORTGAGE COMPANY! There ARE hidden fees, higherrates, etc. I've never known anyone who had a goodexperience with any of the dot com companies. Iknow of someone whose loan never got funded, herethey sat at the settlement table with no money,and it NEVER came through and we weren't able toreach the person in California. I know of anothercase where Lending Tree ran the couples credit somany times that they couldn't qualify for theloan. (They didn't have the best credit to startwith, but with all the inquiries on their report,it was totally shot) Do yourself a favor and calla local mortgage lender. - answered by: akc1106
View All Answers (7)



source:


LendingTree Home Equity


More shops under Finance & Loans: