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Finance & Loans » Equifax »

Equifax

Get Equifax Score Power

Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO® score.
Question : If i get my credit score from equifax does that affect my credit at all?
I am looking to get my credit report off of equifax, but will this affect my credit rating as it is a search on it?
- asked by nick_luke2006@btinternet.com

All Answers:
Answer #1
No, I got one to make sure there was nothing dodgyon there before applying for a mortgage and therewas no problems at all.
- answered by crispycrump

Answer #2
The fact you have requested the copy report willdo nothing against your ratings, I'm quitemystified as to why you think it does? Allsearches are recorded by Equifax, but only theserahces done by banks, credit card companies,catalogues etc, the request to see a copy is notrecorded
- answered by flunkywoman

Answer #3
No, this is not considered a "hard inquiry". Anytime you get your own credit score, it will notaffect your score. You can go to
http://www.annualcreditreport.com/ and get yourFREE credit report from Experian, Equifax and/orTransUnion. You are allowed 1 FREE report fromeach of the 3 bureaus every 12 months.
- answered by AB

Answer #4
no not at all its a different thing all togetheras by law you are entitled to know what info theyhold on you.
- answered by j g a


source:
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