CitiFinancial is a member of Citigroup, the world's largest financial services provider. They provide loan services online and with more than 2,200 offices in neighborhoods across the U.S. and Canada. CitiFinancial helps you consolidate debt and lower payments. Get extra cash for unexpected expenses, tackle home improvement projects. It offers 14-day guarantee, no prepayment penalities and fixed interested rates.
Question: #1: citifinancial?
has anyone tired borrowing a loan from citifinancial? is it a pretty good place to get apersonal loan?i don't want any scammers, i justsimply want an answer to this question, withdetails. please.i have a job, i have a medicalreason why i need a loan, it's personal, i justsimply wanted to know if any did citi yet.
- asked by BaeC
they are ok but like any loan with out securitythe interest rate is high!!! - answered by: mister ed
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Question: #2: Can CitiFinancial ask when I get paid? Do they operate without supervisors or managers on allshifts?
I called to see if they received my bill and theyasked when we get paid. When I asked for thereason, they couldn't answer. When I requested tospeak with a manager they said there wasn't onethere. When I requested to speak to a supervisor,I was given the same response. Help?
- asked by luckymee0520
Most call centers there are mangers there whenthey are open though sometimes mangers could be inmeetings or away from their desk in that case theyshould offer to have one call you back. My adviceis to get the persons name you are taking toBEFORE you ask your questions or explain a problemthen if they won't give you what you want such ascorrect answers or their manager then you can callback and report it to whom ever you speak to.Iworked in a bank call center and when I said I wasspeaking to my manager I really was speaking tothem. Sometimes speaking with a manager can getyou what you want but really the call taker can dopretty much whatever a manager can do. - answered by: Amanda
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Question: #3: I have a loan out with Citifinancial and my collateral is my car?
I qualify for more money because I want toconsolidate some loans but I didnt report that mycar got side swiped and dented during Christmasshopping in December. Will they still loan me themoney or is it better not to tell them about thedent and just forget about the loan?
- asked by cocoa
Hi Cocoa, well most people will have a loan for acar or mortgage on their home. A dent is notimportant. Only advise I can give is to reduce,all the loans you have. Other wise companies willsuck you dry, take all you own and want more.Mybest wishes Keith - answered by: keithshearing
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Question: #4: Loan From CitiFinancial For my Wedding Costs?
I applied for a loan from citifinancial to pay for my wedding. Was this a good or bad idea?
- asked by Amanda
Congrat's on your upcoming wedding.CitiFinancialis a subprime lender, their interest rates tend tobe quite a bit higher than banks or creditunions.I would suggest that you speak with someoneat your own bank or credit union (if you don'tbelong to a credit union, join one) before yousign on the dotted line with CitiFi. - answered by: echo
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Question: #5: Does Citibank have ATMs in Hawai? Can I use Citifinancial to withdraw money from my Citibankaccount?
I searched their website and it seems there arenone. Does anyone know for sure? Thank you.
- asked by Giannis P
not unless they were installed in the last year!!! - answered by: mister ed
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Question: #6: Has anyone ever heard of Citicorp, a division of citifinancial?
We are thinking about trying out this company withregards to mortgage, my friend has recently becomea financial advisor for the corp. But I havenever heard of it b4.
- asked by kashallgonna
Citicorp is one of the predecessors of citigroup.citigroup is one of the largest financial groupsin the world and listed at the nyse (C)Thereconsumer credit division is named "citifinancial". - answered by: europeaninla
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Question: #7: Would like the names of car refinance companies other than citifinancial.?
I would like to add my wife name to car loan andget lower car payments. I do not wantcitifinancial or household.
- asked by jawsnu7
Try www.lendingtree.com (fantastic service) , yourlocal bank or credit union. - answered by: 4everinschool
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Question: #8: where can I find a real guaranteed unsecured personal loan for people with bad credit otherthan citifinancial
I've tried alot of these speedy loans and badcredit loans and citibank and am coming up withnothing. I don't want to have to pay for anymoreloanfinders and I've even ran into a scam or two. Somebody please give me some advice. And nopayday loans either! Please!
- asked by tropicjones
It sounds like your credit is just too poor toqualify for loans. Instead of looking for a loan,you should figure out other ways to come up withcash. Have a garage sale, get a second job.Makeyourself a strict budget and live within yourmeans. - answered by: bdancer222
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Question: #9: Has anyone gotten a personal Loan through citifinancial?
What was your expirence? Amount, APR ect....Pleaseno offers for loans, I am not dumb enough to putmy finances in the hands of an email address orwebsite.
- asked by La La
i have a loan through them. i took it out toconsolidate my debt. it was pretty easy to get. imean i have pretty bad credit and all. my apr is19.99% i took the loan out for 6800 but in the endi will end up paying about double that. it sucks.but i had to do it. good luck!!! - answered by: acoolname7
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Question: #10: How can I get the e-mail address of the person who handles forclosures for Citifinancial?
- asked by REagent
Greetings,The answer to your question is asfollows:Goto: CitiFinancials’ Customer ServiceQ&ASection
http://www.citifinancial.com/customerservice/3#3or
http://www.citifinancial.com/customerservice/customerservicemessages.php#3CitiFinancials'Foreclosure/REO Email Page/Linkis:https://secure.citifinancial.com/forms/contact_us.php?subj=foreclosureCall 1-800-446-7876 ForCitibanks' Foreclosure/REO Dept. - answered by: bigiminc
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